Payment Methods
Secure payment processing with Trilo and Stripe through regulated payment providers
Muliple Payment Provider Integrations
Proofenance uses industry-leading payment processors to ensure secure and compliant payment transactions. Our payment infrastructure is built on Trilo and Stripe, both regulated and trusted payment providers.
All payment data is encrypted using bank-grade encryption protocols. We never store sensitive payment information on our servers, ensuring maximum security for your financial data.
All payments are processed through PCI DSS compliant systems with end-to-end encryption.
Our payment partners are regulated by the Financial Conduct Authority (FCA) and maintain the highest security standards in the industry. This ensures that your payment information is protected at every step of the transaction process.
You don't have to use our Managed Payment service. You can also integrate with an external payment provider of your choice. The sale payment can be recorded with either a secured webhook or simply a button within the sale flow.
Payment Security Features
Our payment processing includes multiple layers of security to protect your financial information
PCI DSS Compliance
Highest level of payment security compliance with industry standards
End-to-End Encryption
All payment data encrypted in transit and at rest using bank-grade protocols
Regulated Providers
FCA regulated payment processing partners with proven security track records
Open Banking Payments
Open Banking encompasses both Payments, and Account Information which are authorised in the same manner.
Why is this happening?
The merchant tells Proofenance the amount to charge, and Proofenance asks your bank via our TPP Trilo to prepare a Faster Payment with Proofenance as the recipient. The bank replies with a magic web link which takes a user to this payment. No bank details ever need to be communicated.
Your phone is the only place where this link is shown. When the link is opened, your phone will automatically open your bank app and let you view, and authorise, the payment.
At no point during payment can the merchant, Proofenance, or Trilo, see your account details or access any part of your online banking.
What happens next?
When you authenticate with MFA (face or fingerprint) and your bank app opens, you will be shown the prepared payment with recipient account details—the same as making a normal Faster Payment but without needing to enter any details.
Simply select which account you would like to make the payment from, and authorise as you would normally. Once the Faster Payment has sent, your bank app will exit and your accounts will be secure.
Do I have to use Trilo?
Trilo is part of the Open Banking ecosystem, and is a regulated Third Party Provider (TPP) under the Open Banking scheme. Furthermore, Trilo was built by the same people as Proofenance!
If you would prefer to use another payment method, Proofenance also supports most major payment methods globally via Stripe.
Open Banking Safety
Proofenance understands that the idea of allowing access to personal bank accounts can be scary—especially in the modern age of identity fraud. Rest assured, Proofenance cannot access your bank accounts, and nor can the merchant. Furthermore, nothing about your payment bank account is shared with Proofenance or the merchant.
Secure by Design
Every component of our platform is designed with security in mind from the ground up. We use the latest technologies and industry standards to ensure your data is safe and secure.
Bank-Level Security
Enterprise-grade encryption and security protocols that meet the highest industry standards for financial services.
GDPR Compliant
Full compliance with GDPR and other data protection principles. Your customers' data is protected by design.
Secure Infrastructure
Built on AWS to Well-Architected Framework standards, ensuring your data is stored and processed safely.
Audit Trail
Complete audit trails for all compliance activities, providing full transparency and accountability for regulatory requirements.
Global Compliance
Designed to meet compliance requirements across multiple jurisdictions, helping you operate confidently worldwide.
Regular Security Audits
Continuous security monitoring and regular audits to ensure our platform remains secure and compliant.
Trusted by Industry Leaders
Data Residency
Fully Compliant
Enterprise Grade
Security Monitoring
Security You Can Trust
Your customers' data security is our top priority. Learn more about our security practices and compliance certifications.